Zhang Xun

Selected Work

Open Finance

4 Items 100K on disk 923K available

Connected the CIB digital channels of a global licensed financial institution (LFI) with third-party providers (TPPs) as part of an open finance initiative. The work was driven by regulatory requirements as well as customer value, and delivered in compliance with the regional regulatory framework.

Live open finance ecosystem dashboard showing API calls, payments, and LFI and TPP onboarding
Open Finance live ecosystem

Addressed critical fraud and security aspects in the authentication and payment journeys, including machine-learning-based fraud checks.

Successfully onboarded the LFI, ready for consumer-facing commercialization.

Payment initiation journey from merchant checkout through TPP consent, LFI authentication, and confirmation
Sample user journey